Information about our finance and insurance services
Capitol Car Centre
339 Plungington Road
Preston
Lancashire
PR2 3PS
The financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
Whose products do we o?er?
CJC CAR SALES LIMITED T/A Capitol Car Centre is a Credit Broker not a Lender and can introduce you to a limited number of lenders and finance products to assist with your vehicle purchase.
Occasionally, we may need to use the services of a credit broker - we will advise you if this is applicable. We are not an independent financial advisor and do not make recommendations, however, we will provide you with information on products which may suit your requirements based on information you disclose, to assist you in making an informed decision on your purchase.
Which service will we provide you with?
We will provide you with information to assist with your funding decision on:
Credit Agreements –Hire Purchase, PCP.
4. What will you have to pay us for our services?
No fee
You will receive a quotation which will tell you about the costs of each of the products and any other fees related to any particular credit agreement or insurance policy.
Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Di?erent lenders may pay di?erent commissions for such introductions. However, any such amount lenders pay us will not a?ect the amount you pay under your ?nance agreement, all of which are set by the lender concerned.
Who regulates us?
CJC CAR SALES LIMITED T/A Capitol Car Centre is directly authorised and regulated by the Financial Conduct Authority for consumer credit activities: our Firm Reference Number (FRN) is 913918. CJC CAR SALES LIMITED T/A Capitol Car Centre is a Credit Broker not a Lender. Our FCA permitted business is arranging ?nance products.
You can check this on the FCA Register by visiting the www.fca.org.uk
What to do if you have a complaint.
If you wish to register a complaint, please contact us:
In writng Capitol Car Centre, 339 Plungington Road, Preston, Lancashire, PR2 3PS
By phone 01772 718 500
If you cannot settle your complaint with us: You may be entitled to refer it to the Financial
Ombudsman Service. www.financial-ombudsman.org.uk
7. Are we covered by the Financial Services Compensation Scheme (FSCS)?
Finance products are not covered by this scheme.