Representative Example for Hire Purchase (HP): Cash price £21,999.00, Annual Interest Rate (fixed) 5.72% p.a., with a representative 10.9% APR, total amount of credit £21,999.00, deposit of £0.00, an initial payment of £471.87, followed by 58 monthly payments of £471.87 with a final payment of £481.87, total amount payable is £28,322.20
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